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Qonto

The all-in-one business account

4.8 (16 reviews)
1 deal available
Redeemed by 716 members

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Qonto makes it easier to manage your daily finances (credit cards, expense report and accounting). All of it, with no hidden fees or bad surprises.

General information about Qonto

Qonto is a modern banking platform designed specifically for startups and small businesses. With Qonto, you can simplify your financial management, streamline your banking processes, and gain greater control over your finances.


The Qonto banking platform offers a comprehensive suite of features tailored to the unique needs of startups. You can open a business account quickly and easily, without the need for cumbersome paperwork or length approval processes. Qonto provides a seamless onboarding experience, allowing you to get up and running with your banking operations in no time. 


One of the key advantages of Qonto is its user-friendly interface and intuitive design. The platform offers a clean and intuitive dashboard where you can manage your finances, track transactions, and access real-time insights. Qonto makes it easy to categorize expenses, generate reports, and gain a clear overview of your financial health.


With Qonto’s software, startups can benefit from advanced payment functionalities. You can make and receive payments easily, whether it’s local or international transactions. Qonto supports multiple currencies, enabling you to expand your business globally and simplify your international banking needs. The platform also integrates seamlessly with accounting software, saving you time and effort in reconciling your financial data.


There are thousands of startups and small businesses that rely on Qonto’s platform to manage their finances and simplify their banking operations. Qonto’s modern approach, dedicated support, and tailored features make it a trusted partner for startups to streamline your financial management and focus on your core business.


Take advantage of Secret’s promotional offer for Qonto’s pricing plans and save valuable resources for your startup’s finances. Gain better control!

1 deal available for Qonto
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1 deal available for Qonto

Up to $100 in savings

3 months free on Essential (for businesses), 4 months free on Smart, or 7 months free on the Basic plan (for freelancers)

Deal selected

3 months free on Essential (for businesses), 4 months free on Smart, or 7 months free on the Basic plan (for freelancers)

3 months free on Essential (for businesses), 4 months free on Smart, or 7 months free on the Basic plan (for freelancers)

Unlock our Qonto deal and access 3 months free on Essential (for businesses), 4 months free on Smart, or 7 months free on the Basic plan (for freelancers), saving you up to $100 for your startup. There are over 420+ verified deals and discounts for you to save money on the best SaaS software and apps for your small business to grow. Don't waste time, take advantage of our promotions now thanks to our Qonto promo codes, coupons and credits valid in July 2024.

What is Qonto used for?

Qonto is a revolutionary banking platform that caters to the specific needs of startups and small businesses. It simplifies financial management by offering a user-friendly interface where businesses can track transactions, categorize expenses, and generate reports, providing a clear picture of their financial health. For instance, a startup can easily handle local and international payments in multiple currencies, facilitating global expansion. Qonto also integrates with accounting software, making financial data reconciliation effortless. This allows businesses to focus more on their core operations. Thousands of startups trust Qonto for its modern approach, dedicated support, and tailored features.

Qonto pricing

Basic

$12

/ month

1 member and 1 Business Mastercard

30 SEPA transfers and direct debits

Smart

$25

/ month

Fund deposit certificate in 72 hours

1 member and 1 Business Mastercard

60 SEPA transfers and direct debits and 2 cashed checks per month

Invoicing & bookkeeping

Essential

$37

/ month

Fund deposit certificate in 72 hours

2 members and 2 Business Mastercards

100 SEPA transfers and direct debits and 3 cashed checks per month

Qonto features

Simplify your accounting management with Qonto.

  • Integrations

    Secured connexions with dozens of availables softwares and apps to automate your finances' management.

  • Simplified accounting

    Payment receipts, VAT collection and expense reports are simplified: no more need to worry about audits.

  • Multiple accounts

    An account per expense items (salaries, suppliers, contributions, taxes) so you can better control your finances.

  • Freezing cards

    Protect your business from fraud by freezing and unfreezing your Qonto cards in real time. If you suspect a card has been compromised, freeze it instantly and avoid unauthorized charges.

  • Mobile app manageability

    Keep your finances under control from the palm of your hand with Qonto's mobile app. Check your balances any time, anywhere, and make payments on the go.

  • Multi-user access

    Collaborate seamlessly with your team by granting multi-user access to your Qonto account. Set different levels of permissions and control who can make payments, view transactions, and more.

  • Payment tracking

    Know exactly when payments are made and received with Qonto's payment tracking feature. No more waiting for bank statements or worrying about missed payments.

  • Expense categorization

    Say goodbye to manual accounting. Qonto allows you to automatically categorize expenses by type, so you can easily keep track of your spending and know where your money is going.

16 Qonto Reviews

4.8 (16 reviews)
  • Michelle S

    Qonto's Robust Security Measures Provide Peace of Mind for My Financial Data

    I am pleased with the security measures implemented by Qonto, it gives me peace of mind knowing that my financial data is safe

    July 20, 2024

  • Zachary J

    Problem Resolution

    This is undoubtedly the best user experience I've ever had with a bank. Initially, I attempted to open an account for my new company with the largest German online bank, which has a blue square logo. The process took an agonizing four weeks, only for me to not receive the account. They even asked for my understanding as they couldn't explain the reason for this. I then decided to try Qonto. My account was ready to receive initial payments in less than an hour. Everything about Qonto is about speed and comfort. This includes not only the onboarding process, but also the support, which almost always responds in less than 1 minutes, the card shipment, which took less than a week after opening the account, and the overall user experience of the apps, both web and mobile. For the first time in my life, a bank transfer was enjoyable. Additionally, the fees are low, there are no transfer limits, all transfers are in real time and free, and so on. Everything is perfect. After all these amazing experiences with Qonto, I wonder how traditional banks in Germany will survive. It will be difficult for them.

    July 16, 2024

  • Carl D

    Qonto's Transparent and Simple Pricing Structure

    I appreciate the transparency and simplicity of Qonto's pricing structure, it's straightforward with no hidden fees

    July 7, 2024

  • Janet B

    Finest Banking Experience Ever

    Flawless app, superb customer service! I've been using Qonto for work and have now signed up for my own banking because I love the app and their service so much. The invoicing and receipt collection for business works really well.

    June 29, 2024

Qonto: Pros & Cons

Pros

  • Many features: Qonto offers very relevant accounting or investment features
  • Customer service: Qonto’s customer support is competent and very responsive
  • Many company statuses: The online bank accepts 7 different company types (including LTDs, EURL and SARL)

Cons

  • Basic offer: The Basic price plan is too limited
  • Lack of certain services: The neobank does not offer banking products, overdraft or chequebook
  • Monthly constraints: There is a monthly limit to the number of transfers and cash-ins

Why is Qonto better than other Accounting software?

Qonto has more options than Shine: 52 vs 22

Qonto is better at customer service than Expensify: 4.6 vs 4.0

Qonto pricing plans are more competitive than Expensify: 4.4 vs 4.2

Qonto is better at support than Happay: 4.6 vs 4.5

Qonto has more features than Happay: 52 vs 28

Qonto is a better solution for customer support than Spendesk: 4.6 vs 4.5

Qonto is better at customer service than Ramp: 4.6 vs 4.5

Qonto is better at number of features than Ramp: 52 vs 46

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