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11 Best Alternatives to Stripe in April 2024

Alternatives & Competitors to Stripe

  1. 1. Chargebee
  2. 2. Brex
  3. 3. Shopify
  4. 4. Square Point of Sale
  5. 5. Streak
  6. 6. Revolut
  7. 7. Melio
  8. 8. Razorpay
  9. 9. Airwallex
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Here are competitors or alternatives to Stripe and other similar Payments software. You need to consider some important factors when choosing a tool like Stripe for your business: the main features of each solution, ease of use of user interface, pricing or value for money for instance. Each software has its pros and cons so it's up to you to choose the best alternative to Stripe that meets the needs of your small business. To help you compare each app and choose the right solution, we have put together a list of the best competitors of Stripe. Discover sofware like Chargebee, Brex, Shopify or Square Point of Sale.

List of Alternatives to Stripe

From Payments tools, we have selected the best alternatives to Stripe based on reviews for each solution and similarities with Stripe. Of course, each solution has its benefits and drawbacks, and its own features but, whether you are a small business, a startup or a large enterprise, you will find the right choice that empowers your projects.

logo chargebee

1. Chargebee
3.7 (3 reviews)
1 deal available

Payments

Description

Easily manage your subscriptions, recurring payments, billing and accounting. All with automation and reporting features.

Chargebee compared to Stripe

Stripe is a better solution based on percentage of positive reviews than Chargebee: 94 vs 87

Stripe is a better solution for customer support than Chargebee: 4.7 vs 4.6

Stripe is more suitable for small businesses thanks to its good value for money than Chargebee: 4.4 vs 4.3

Chargebee has more options than Stripe: 87 vs 34

Why is Chargebee a good alternative to Stripe?

Chargebee is a good alternative to Stripe because it provides more comprehensive features than Stripe. Chargebee offers an integrated billing platform, with features such as subscription management, coupon codes, automated invoicing, and payment analytics. It also offers a customer management system, allowing businesses to better manage relationships with customers and support agents. On top of that, Chargebee provides a comprehensive API for companies looking to integrate with their existing platform. Additionally, its pricing structure is designed to be more cost-effective than Stripe, allowing businesses to lower their transactional fees. Ultimately, with its comprehensive feature set and cost-effective pricing structure, Chargebee is a great alternative to Stripe.

What's the difference between Chargebee and Stripe?

Chargebee and Stripe are prominent players in the realm of subscription billing management, yet they diverge in their primary focus and functionalities. One of the key distinctions between the two platforms lies in their core emphasis.Chargebee is dedicated to providing a comprehensive subscription management solution, prioritizing features such as flexible billing models, automated invoicing, revenue recognition, and dunning management. It caters to...

Chargebee: Pros & Cons

Customer support: The support is responsive
Integration: The tool can be integrated with several other platforms
All-in-one: This billing software brings together all the useful features for billing, revenue, subscriptions, etc.
Pricing: The price can be high for a small business
Complexity: Some services are difficult to understand at first and require learning
Bugs: Problems sometimes appear, even if they are easily solved by the customer service

Best features

  • - Management of recurring invoicing

  • - Management of recurring payments

  • - Accounting management

  • - Automated dunning management

  • - Robust integrations

  • - Analytics & reporting

  • - Flexible billing options

Chargebee pricing

Starter

Enterprise

Contact sales

Performance

$599 / month
Free access to Starter Plan until the first $1 million in revenue (Save $7,200)
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logo brex

2. Brex
4.7 (3 reviews)
1 deal available

Online Banking

Description

Brex software is an expense management platform that allows you to centralize all your needs in one place: corporate cards, expense management or invoice payment.

Brex compared to Stripe

Stripe has better positive reviews than Brex: 94 vs 88

Stripe is better at customer support than Brex: 4.7 vs 4.5

Brex pricing plans are more competitive than Stripe: 4.6 vs 4.4

Stripe has more features than Brex: 34 vs 9

Why is Brex a good alternative to Stripe?

Brex provides a compelling alternative to Stripe for businesses by offering a unique blend of financial services tailored for startups and small companies. While Stripe excels in payment processing, Brex goes further. It extends credit to businesses, simplifying expense management with corporate cards, expense tracking, and rewards. This means startups can access both financing and payment processing within a single platform, unlike Stripe's singular focus on payments. Brex's seamless integration with popular accounting software and its ability to grant credit to companies without a credit history make it a valuable choice, particularly for emerging businesses seeking financial flexibility beyond traditional payment processing.

What are the differences between Brex and Stripe?

Brex and Stripe cater to distinct aspects of business financial needs. Brex specializes in providing financial solutions, primarily targeting startups and small businesses. It offers corporate cards, expense management, and credit lines, aiming to streamline expense tracking and provide credit to businesses. Stripe, conversely, is primarily a payment processing platform, enabling online businesses to accept payments securely. While Brex combines financial services and payments in one package, Stripe remains focused on processing transactions. The choice between the two hinges on whether a business prioritizes comprehensive financial management or a dedicated payment processing solution, each serving unique facets of a company's financial requirements.

Brex: Pros & Cons

Dashboard: The interface is pleasant and intuitive and promotes productivity
Software integrations: Integration with accounting tools is efficient
Support team: Brex customer support is excellent
Investment options: Limited number of robust financial products to generate returns
Benefits program: Many benefits such as codes do not work
Spending limits: Some users have experienced difficulties with the limits, resulting in payment denials

Best features

  • - Centralize your needs

  • - Access comprehensive reports

  • - Secure your data perfectly

  • - Benefit from comprehensive support

  • - Maximize your rewards

  • - Manage your subscriptions

  • - Access instant credit

  • - Connect all your business tools

25,000 points for Brex account deposits and Brex cards (Save $250)
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logo shopify

3. Shopify
3.7 (3 reviews)
1 deal available

Website Builder E Commerce Web Development

Description

The Shopify tool will allow you to create or migrate your optimized online store.Your e-commerce website will then benefit from the tools you need to attract customers, and boost your sales, by allowing you to manage your website with ease.

Shopify compared to Stripe

Stripe has more positive reviews than Shopify: 94 vs 93

Stripe is better at support than Shopify: 4.7 vs 4.5

Stripe pricing plans are more competitive than Shopify: 4.4 vs 4.3

Shopify is better at number of features than Stripe: 46 vs 34

Why is Shopify a good alternative to Stripe?

Shopify presents a compelling alternative to Stripe due to its all-in-one e-commerce platform. Unlike Stripe, which primarily focuses on payment processing, Shopify offers a comprehensive suite of services. This includes website building, hosting, inventory management, and marketing tools. By choosing Shopify, businesses can streamline their operations and reduce the need for multiple providers. Additionally, Shopify Payments, the platform's integrated payment gateway, rivals Stripe in terms of functionality and user-friendliness. Merchants can benefit from seamless integration and avoid third-party fees. Overall, Shopify's holistic approach simplifies the e-commerce experience, making it a valuable alternative for those seeking a one-stop solution for their online business needs.

What's the difference between Shopify and Stripe?

One of the primary distinctions between Stripe and Shopify lies in their pricing structures. Stripe is known for its transparent and pay-as-you-go pricing model. It charges a fixed percentage fee plus a per-transaction fee for each successful payment processed. This straightforward approach is suitable for businesses of various sizes and scales. In contrast, Shopify offers a...

Shopify: Pros & Cons

Easy to use: The website creation solution is easy to use
Predefined templates: The templates offered by the tool are attractive and responsive
Application library: Shopify offers over 3,000 applications and extensions
URL structure: Blog posts and regular pages have a URL structure that is not SEO friendly
Blog interface: Blog posts are unattractive due to irrelevant aesthetics
Transaction fees: Transaction fees are high (unless you use Shopify Payments)

Best features

  • - Mobile management and shopping

  • - Build your online presence

  • - Create your online store

  • - Be present on all channels

  • - Organize your digital marketing campaigns

  • - Manage your inventory, sales, and payments

  • - Optimize your campaigns and sales

Shopify pricing

Basic

$38 / month

Shopify

$112 / month

Advanced

$410 / month
2 months free on all plans (Save $598)
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logo square point of sale

4. Square Point of Sale
5.0 (3 reviews)
1 deal available

Accounting

Description

Square Point of Sale brings value by providing a user-friendly and efficient platform for businesses to accept payments, manage inventory, track sales, and gain insights through advanced analytics, all while providing a seamless customer experience.

Square Point of Sale compared to Stripe

Square Point of Sale is a better solution based on percentage of positive reviews than Stripe: 95 vs 94

Stripe is a better solution for customer support than Square Point of Sale: 4.7 vs 4.5

Square Point of Sale is better at value for money than Stripe: 4.5 vs 4.4

Square Point of Sale has more functions than Stripe: 102 vs 34

What's the difference between Square Point of Sale and Stripe?

Stripe and Square are both popular payment processing solutions for businesses, but they have distinct differences that cater to specific needs.One significant difference lies in their core offerings. Stripe primarily focuses on online payment processing and provides a robust set of tools for e-commerce businesses. It excels in handling subscription billing, customizable checkout experiences, and fraud...

Square Point of Sale: Pros & Cons

User experience: The interface is simple and user-friendly
Free plan: The platform offers a free pricing plan to get started
Monthly fees: Square does not charge monthly or quarterly fees
Flat-rate pricing: This type of pricing can be very costly for large companies
Account stability: Risk of pending funds or account closure
Customer support: Support service not available by phone

Best features

  • - Employee management

  • - Alerts/notifications

  • - Swipe, chip, and tap

  • - Customizable dashboard

  • - Employee management

  • - Receipt options

  • - Inventory management

  • - Transaction history

Waived fees on $10,000 in transactions (Save $260)
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logo streak

5. Streak
5.0 (3 reviews)
1 deal available

CRM Email Marketing

Description

The Gmail email tool is a central part of your workflow. Streak for Gmail allows you to gain performance through the many features specifically designed to unleash the potential of Gmail for business.

Streak compared to Stripe

Stripe has better positive reviews compared to Streak: 94 vs 90

Stripe is better at customer service than Streak: 4.7 vs 4.3

Stripe is more user friendly than Streak: 4.5 vs 4.4

Streak is better at number of features than Stripe: 52 vs 34

Streak: Pros & Cons

Tool ergonomics: The Streak platform is easy and pleasant to use
Collaborative working: Teams can use Streak as their main communication channel
Streamlined processes: The software optimizes the sales pipeline and accelerates workflows
Only for Google Workspace: The platform is only useful for users of Google products
Limited functionality: The tool has certain limitations, particularly when it comes to customer support
Analysis reports: Reports are only available with the most expensive plans

Best features

  • - Streamline your sales with email tracking

  • - Customize your pipelines with conditional formatting

  • - Get a CRM integrated with Gmail

  • - Automate your sales pipeline

  • - Never miss a deadline with task reminders

  • - Maintain efficiency anywhere

  • - Benefit from numerous integrations

  • - Optimize teamwork

Streak pricing

Free

Solo

$19 / user / month

Pro

$59 / user / month

Pro+

$89 / user / month

Enterprise

$159 / user / month
3 months free + 25% off for 1 year on Professional and Enterprise plans (Save $10,017)
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logo revolut

6. Revolut
4.7 (3 reviews)
1 deal available

Online Banking

Description

Revolut Business is an online account for professionals. Multi-currency, it allows you to easily trade internationally. Thanks to its comprehensive and easy-to-use features, this internet banking account is suitable for all types of businesses.

Revolut compared to Stripe

Stripe has better positive reviews than Revolut: 94 vs 85

Stripe is better at customer support than Revolut: 4.7 vs 4.6

Revolut is better at number of features than Stripe: 52 vs 34

Revolut: Pros & Cons

Mobile application: The app offered by the online bank is user-friendly and has relevant features
International rates: International transfers and exchange rates are competitive
Wide range of prices: The different price plans allow you to choose the one that suits your business
ATM transactions: All ATM transactions are subject to a fee
Free account: The free account is too limited to be interesting
Lack of certain services: No cash deposit, no credit, no overdraft

Best features

  • - Secure your financial transactions

  • - Customise your payment approvals

  • - Enjoy the benefits of automation

  • - Save time with accounting integrations

  • - Get paid faster with Revolut Invoices

  • - A high-performance multi-currency account

  • - Centralize and track your financial flows

  • - Issue corporate cards to your team

Revolut pricing

Free

Grow

$25 / month

Scale

$100 / month
1 month free (Save $149)
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logo melio

7. Melio
5.0 (3 reviews)
1 deal available

Payments Online Banking

Description

The Melio solution facilitates the management of your company by simplifying your payments. You can make all your expense payments and invoices online. At any time, you decide how to pay your suppliers and subcontractors.

Melio compared to Stripe

Stripe has better positive reviews compared to Melio: 94 vs 74

Stripe is better at customer service than Melio: 4.7 vs 3.5

Stripe is more user friendly than Melio: 4.5 vs 4.0

Stripe is better at value for money than Melio: 4.4 vs 4.2

Melio is more versatile than Stripe: 55 vs 34

Melio: Pros & Cons

ACH payments: ACH to ACH payments on Melio are free
Solution usability: Melio's free platform is user-friendly and attractive, with no subscription fees.
Document scanning: The platform offers to digitize receipts and invoices
Few integrations: The solution offers only a few software integrations
Suitable for SMEs: Melio does not address the business issues of large companies
High price: The pricing per operation can increase the total cost of the tool relatively quickly

Best features

  • - Get paid with peace of mind

  • - Maintain full control over operations

  • - Centralize your needs

  • - Pay with ease

  • - Streamline your workflow

  • - Automate your payments

  • - Receive payments faster

$100 cashback on your first payment of $200 or more (Save $100)
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razorpay logo

8. Razorpay
4.3 (3 reviews)
1 deal available

Payments

Description

Razorpay is a comprehensive online payment solution platform that offers a wide range of services such as a payment gateway, payment links, payment pages, and payment buttons, catering to both online and offline businesses.

Razorpay compared to Stripe

Stripe has more positive reviews than Razorpay: 94 vs 73

Stripe is better at support than Razorpay: 4.7 vs 3.5

Stripe is more user friendly than Razorpay: 4.5 vs 4.0

Stripe is better at value for money than Razorpay: 4.4 vs 3.6

Stripe is better at number of features than Razorpay: 34 vs 6

Razorpay: Pros & Cons

Versatile payment options: Razorpay supports a wide array of payment methods, including credit/debit cards, UPI, net banking, and wallets
User-friendly interface: The platform is known for its easy integration and user-friendly interface
Robust security: With PCI DSS Level 1 compliance, Razorpay ensures a high level of security for transactions
Service availability: Primarily focused on the Indian market, its services might be limited for international transactions
Transaction fees: While competitive, Razorpay’s transaction fees may still be a consideration for smaller businesses or startups
Technical glitches: Like any digital platform, users may occasionally face technical issues or downtimes

Best features

  • - Multiple payment modes

  • - Payment pages

  • - Payment gateway

  • - Payment links

  • - RazorpayX

  • - Instant settlements

  • - Secure transactions

  • - API-driven automation

25% off Source to Pay and Payroll plans (Save $300)
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logo airwallex

9. Airwallex
4.0 (3 reviews)
1 deal available

Online Banking

Description

Airwallex offers a comprehensive suite of banking solutions for professionals. The suite includes business accounts and borderless banking cards to enable companies to expand their business globally and accelerate growth.

Airwallex compared to Stripe

Stripe has better positive reviews than Airwallex: 94 vs 85

Stripe is better at customer support than Airwallex: 4.7 vs 4.6

Airwallex has more options than Stripe: 52 vs 34

Airwallex: Pros & Cons

Ease of use: This payment solution is easy to learn
Integration: It can be easily integrated with other tools
Features: The tool offers useful services such as different currencies, credit card configuration, user management, etc
Slowness: It may take some time to receive or send a payment
Accessibility: Not all companies have access to the tool
Missing services: Some users would like to see new features added according to their specific needs

Best features

  • - International multi-currency accounts

  • - Fast international payments

  • - Borderless bank cards

  • - Efficiently manage employee expenses

  • - Integrations with the best tools

  • - Easy payment collection

  • - Customizable API

  • - Virtual account management

Get $300 bonus after $3000 spent through Airwallex Borderless Card. (Save $500)
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logo qonto

10. Qonto
5.0 (3 reviews)
1 deal available

Accounting

Description

Qonto makes it easier to manage your daily finances (credit cards, expense report and accounting). All of it, with no hidden fees or bad surprises.

Qonto compared to Stripe

Stripe has more positive reviews than Qonto: 94 vs 85

Stripe is better at support than Qonto: 4.7 vs 4.6

Qonto has more options than Stripe: 52 vs 34

Why is Qonto a good alternative to Stripe?

Qonto is a great alternative to Stripe because it offers a wide array of features that can help businesses streamline their operations. Qonto offers real-time accounting features so that businesses can easily keep track of their income and expenses. It also offers comprehensive management and automation tools so businesses can easily keep track of their finances. Moreover, it has a modern mobile app that allows businesses to have easy access to their financial information on the go. Furthermore, its team provides excellent customer support so businesses can get any help they need quickly and efficiently.

What are the differences between Qonto and Stripe?

Qonto and Stripe are both payment processing services, however, Qonto provides a fully-fledged banking service as well as business payment processing. It allows companies to open multiple bank accounts and manage each one's bank transactions and finances with a single prepaid Mastercard. On the other hand, Stripe is solely a payment processing service, providing services like online payments, recurring payments and invoicing. In addition, Qonto provides services tailored to startups, such as business analytics while Stripe does not have these extra services.

Qonto: Pros & Cons

Customer service: Qonto’s customer support is competent and very responsive
Many company statuses: The online bank accepts 7 different company types (including LTDs, EURL and SARL)
Many features: Qonto offers very relevant accounting or investment features
Basic offer: The Basic price plan is too limited
Monthly constraints: There is a monthly limit to the number of transfers and cash-ins
Lack of certain services: The neobank does not offer banking products, overdraft or chequebook

Best features

  • - Simplified accounting

  • - Multiple accounts

  • - Integrations

  • - Expense categorization

  • - Freezing cards

  • - Mobile app manageability

  • - Payment tracking

  • - Multi-user access

Qonto pricing

Basic

$12 / month

Smart

$25 / month

Essential

$37 / month
3 months free on Essential (for businesses), 4 months free on Smart, or 7 months free on the Basic plan (for freelancers) (Save $100)
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logo payplug

11. PayPlug
4.3 (3 reviews)
1 deal available

Online Banking

Description

Whether you are selling online or collecting in-store, Payplug is an alternative to traditional banks and makes it easy for your customers to manage their payments.

PayPlug compared to Stripe

Stripe has better positive reviews than PayPlug: 94 vs 85

Stripe is better at customer support than PayPlug: 4.7 vs 4.6

PayPlug has more functions than Stripe: 52 vs 34

Best features

  • - Online payments

  • - In-store payments

  • - Fraud detection

  • - Mobile app

  • - Conversational commerce

  • - E-commerce compatibility

  • - Recurring payments

  • - International payments

PayPlug pricing

Starter

$10 / month

Pro

$31 / month

Premium

$83 / month
3 months off on Pro or Premium plans (except Shopify plugin) (Save $150,000)
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